I graduated with a BS in mathematics from Fairleigh Dickinson University in 1971. I was recruited to the Valley in 1974. I held management positions in corporate finance and accounting until 1988 when I entered the financial services business and teamed up with Michael Heatwole. I hold the FINRA Series 7 and 63 securities registrations through Commonwealth Financial Network® as well as life, health, and property casualty insurance licenses. I received my CFP® certification in 1990.
I enjoy working with individuals and business owners on long-term strategic financial planning. The planning encompasses investments, risk management, estate planning, retirement planning, and succession planning. I have a broad-based financial background and I take pride in helping our clients make smart financial decisions.
Away from the office, I enjoy traveling with my wife, Kris. I also enjoy sports, outdoor activities, and being actively involved in business ventures. I have two children and five grandchildren.
W. Michael Heatwole III
I graduated with a BS from the University of Virginia in 1976 and began working in the financial services industry in 1985. In 1993, I earned my Chartered Financial Consultant designation and currently hold FINRA Series 7 and 63 securities registrations through Commonwealth Financial Network®, as well as the life and health insurance license.
During my 30 years in the financial services industry, I have enjoyed working with clients to develop financial plans for retirement, college savings, investment management, and helping small businesses design and manage retirement plans for their employees. Currently, I have cut back on my hours and only work part-time, meeting clients on an appointment basis.
When not at work, I am enjoying the great outdoors or spending time with my family and four grandchildren. I also enjoy playing music with friends, riding off-road, and fly fishing.
Christine E. Worontzoff
I graduated from James Madison University with a BBA in finance and a minor in psychology in 1994 and an MBA in 1999. I worked in accounting for two years before joining Norm and Mike in 1996 as the branch operations manager. I hold the FINRA Series 7, 63 and 65 securities registrations through Commonwealth Financial Network® as well as my life and health insurance license.
As a lifelong resident of the Shenandoah Valley, I’m drawn to the abundance of hiking trails that surround our home and appreciate spending time meandering through the woods with my husband, Bob, and our family dogs. However, I also relish being near the ocean and am fortunate enough to spend time on the North Carolina coast where I cheer on my husband, who is the captain of Anomaly Charters. In both Staunton and Oak Island, Bob and I are passionate about animal rescue and volunteering our time to local organizations, and we love supporting the JMU Dukes during football season! There is always time for helping my local church by serving as assisting minister or on various committees. My downtime away from the office helps me give 110 percent to our clients, whether it is working with portfolio construction, retirement planning, or just updating an address. Helping provide financial confidence to our clients is what keeps me going!
O. Franklin Showalter, III
I have been a lifelong resident of Rockingham County and enjoy the opportunities that this area affords me to raise my family and to work. I graduated from Broadway High School in 1990 and then from Virginia Tech with a degree in applied and agricultural economics in 1994. I began working in the financial services industry in 2002 and joined the Stern & Heatwole team in 2012. I hold my FINRA Series 7, 63 and 65 securities registration through Commonwealth Financial Network®, as well as life and health insurance license.
I really enjoy helping both individual and business clients plan for their financial goals. This includes working with clients on financial planning, personal wealth management, estate issues, business planning/succession, and retirement plan design and implementation.
Away from my job, I enjoy life on the farm with my wife, Tina. Production includes two sons, beef cattle, sheep, and custom hay. I have been a member of the Broadway/Timberville Ruritan club since 2003 and a member of Trissels Mennonite Church. My hobbies include baseball, fishing/hunting, and spending time at the Outer Banks.
Katie B. Wilkins
I began my career with Stern & Heatwole in 2015 and currently work as a Registered Administrative Associate holding FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network® as well as my life and health Insurance license. My days at Stern and Heatwole are spent servicing our Retirement Plan book of business as well as selling and servicing life insurance, long-term care and both group and individual disability insurance policies.
Upon graduating from Broadway High School in 1999, I went on to Bridgewater College and received a Bachelor of Science degree in business administration in 2003. After managing a small business with my husband and running a broiler/breeder poultry operation, I gained additional experience working in various aspects of banking and real estate.
Outside of the office, much of my time is spent with my husband and two boys who enjoy playing sports and hunting. While we spend a decent amount of time on the baseball field, we also enjoy camping, spending time with family and friends and being outdoors.
Jeanette L. Showalter
I joined the team at Stern & Heatwole in 2013 and work as a registered administrative associate. I hold the FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network® and life and health insurance license in the state of Virginia.
I gained financial service experience working in various positions at First Virginia Bank before staying home with my children. I have extensive bookkeeping experience as the bookkeeper for Showalter Masonry, Inc., since 1998, a small business that my husband and I have owned since 2007.
I graduated from Broadway High School, and I am thankful to be able to live, work, and raise our family in the beautiful Shenandoah Valley. Outside of the office, I am a wife to David and mom to Ryan, Hannah, and Andrew. I am active in our church, singing on the worship team and reviewing financial reports as well as serving on the School Board at Cornerstone Christian School.
I’m passionate about working with business owners and employees to help them achieve financial success through their company’s retirement benefits program. I work to bring simplicity to a complex subject matter. My goal is to empower our clients with the clarity to take charge of their financial wellness. I’m grateful for the ability to work with local businesses and for the opportunity to use my knowledge and experience to serve the residents of the Shenandoah Valley.
After graduating from Broadway High School, I attended Bridgewater College, where I earned degrees in business administration and economics. I currently hold the FINRA Series 6, 7, 65 and 63 securities registrations through Commonwealth Financial Network®, as well as my life and health insurance licenses. I became a CERTIFIED FINANCIAL PLANNER™ professional in 2013.
My daughter, Ava, occupies much of my time away from work. We can be found enjoying the great outdoors at a park near you! My wife and I currently reside in Harrisonburg where we enjoy cooking, traveling, and entertaining. We appreciate music, local culture, and events, and welcome every opportunity to give back to this wonderful community that we call home.
I joined the Stern & Heatwole team in 2018 and currently work as a Registered Administrative Associate holding FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network®.
I graduated from James Madison University in 2014 with a bachelor’s degree in Interpersonal Communication and a minor in Psychology. After graduation, my Fiancé and I spent three years living and working in West Virginia. After a few years away, we decided it was time to return to the Shenandoah Valley and set down our roots here in Harrisonburg.
Outside of work, I spend most of my time outdoors. I ride horses at a local barn and I also enjoy running, hiking and mountain biking with my Fiancé.
Caroline L. Wilson
I joined the Stern & Heatwole team in 2019. I find great satisfaction in assisting others and facilitating the successes of groups and individuals. I enjoy organizing and planning to ensure we operate as efficiently as possible. Most of all, I take great pride in providing an exceptional client experience.
I am grateful to be from the Shenandoah Valley. I have learned I am a descendent of seven generations that appreciated this region as much as I do! After graduating from Buffalo Gap High School, I went on to earn a Bachelor of Science from Virginia Tech, and then I returned to settle in the Valley.
Outside of the office, I spend my time doing CrossFit and backcountry hiking. I also enjoy running Rockingham County roads and Massanutten trails. Nine out of ten times, I can be found with Buddy the Yellow Lab.