Meet Caroline

Caroline L Neff

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I joined the Stern & Heatwole team in 2019. I find great satisfaction in assisting others and facilitating the successes of groups and individuals. I enjoy organizing and planning to ensure we operate as efficiently as possible. Most of all, I take great pride in providing an exceptional client experience. 

I am grateful to be from the Shenandoah Valley. I have learned I am a descendant of seven generations that appreciated this region as much as I do! After graduating from Buffalo Gap High School, I went on to earn a Bachelor of Science from Virginia Tech, and then I returned to settle in the Valley.

Outside of the office, I spend my time doing CrossFit and backcountry hiking. I also enjoy running Rockingham County roads and Massanutten trails. Nine out of ten times, I can be found with Buddy the Yellow Lab.

This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MD, ME, MI, MN, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TX, VA, WA, WV. No offers may be made outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank or financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.

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Stern & Heatwole Financial Group    305 Lucy Drive, Harrisonburg, VA 22801      |      Phone: 540-438-0547      |      Fax: 540-438-5647