Meet Norm

Norman J Stern, CFP®

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I graduated with a BS in mathematics from Fairleigh Dickinson University in 1971. I was recruited to the Valley in 1974. I held management positions in corporate finance and accounting until 1988 when I entered the financial services business and teamed up with Michael Heatwole. I hold the FINRA Series 7 and 63 securities registrations through Commonwealth Financial Network® as well as life, health, and property casualty insurance licenses. I received my CFP® certification in 1990.

I enjoy working with individuals and business owners on long-term strategic financial planning. The planning encompasses investments, risk management, estate planning, retirement planning, and succession planning. I have a broad-based financial background and I take pride in helping our clients make smart financial decisions.

Away from the office, I enjoy traveling with my wife, Kris. I also enjoy sports, outdoor activities, and being actively involved in business ventures. I have two children and five grandchildren.

This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MD, ME, MI, MN, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TX, VA, WA, WV. No offers may be made outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank or financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.

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Stern & Heatwole Financial Group    305 Lucy Drive, Harrisonburg, VA 22801      |      Phone: 540-438-0547      |      Fax: 540-438-5647