This communication is strictly intended for individuals residing in the states of AL, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MD, ME, MI, MN, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TX, VA, WA, WV. No offers may be made outside these states due to various state regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank or financial institution, and are subject to risks, including possible loss of the principal invested. Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser.

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Stern & Heatwole Financial Group    305 Lucy Drive, Harrisonburg, VA 22801      |      Phone: 540-438-0547      |      Fax: 540-438-5647

Meet Michael

 

During my 30 years in the financial services industry, I have enjoyed working with clients to develop financial plans for retirement, college savings, investment management, and helping small businesses design and manage retirement plans for their employees.

In my retirement, I am enjoying the great outdoors or spending time with my family and four grandchildren. I also enjoy playing music with friends, riding off-road, and fly fishing.

W Michael Heatwole III

Retired October 2019